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Most of loan lending companies consider that people with no credit are of great risk when asking for a loan.  However, even if the lack of credit history could be a drawback in applying for a loan, there are loan lending companies that provide special loans, such as Loans For People With No Credit.  Still, some criteria have to be met in order to get approval.  For instance, the borrower has to provide information about the job, the income and about the bank account.  Moreover, even if bringing a cosigner isn’t mandatory, that will probably increase the borrower’s chance to get approval.