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My husband came home upset. His car had to be towed and the shop wanted a fortune to fix the problem. He had the repairs done, but that left us short on the rest of our bills. I told him to stop talking about what was in the past, and call someone for help. There was no point in sinking any lower, he agreed. Then he went to the payday loans web site and secured a short term loan. I am excited that he was able to figure out what to do, with my direction. This is a good thing and much needed.